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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Thu Aug 16, 2012 7:46 pm
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I really feel for you and the troubles that you are going through.I can empathize with you as we came frightfully close to losing our home in the mid 90s after I had my back surgery and ran out of sick leave and unemployment sick benefits.Miraculously things began to turn around for the better just when they were at their bleakest,I hope and pray that things turn around for you and you can get back on your feet again.

BTW just a few weeks ago someone hacked into my Musical Heritage Society/Passionato account and ordered over $80 worth of classical music CDs-we were out of town at the time.When I got the invoice I contacted their customer relations dept. and explained the situation,I guess that since I've bought over 500 classical music CDs from them in the past 15 years and never had an experience like this they told me that anything they sent me that I didn't order could be considered as their gift to me for my being inconvienced.It's too bad that Pay Pal wasn't as fair and sympathetic with you as Passionato was with me.Anyway things will get better just try to stay positive and look forward to a brighter future.God Bless.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Thu Aug 16, 2012 8:30 pm
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this is exactly why i DO NOT buy stuff online. I know most of the time, things go as planned and nothing bad ever really happens. though, i just find it much more exciting and rewarding if i go to a local music store to do my musical equipment purchases. The idea of buying stuff online is a wonderful thing. how ever, there will always be scumbags out there who will rip you off at any cost. its sad really, but its exactly why i have never, and will never buy stuff online.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Fri Aug 17, 2012 8:54 am
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tbazzone wrote:
The Word and the Breath wrote:
If the bills about which you are talking are unsecured debt in the form of credit card bills and you carry a balance you'll never get out of with 18% interest, you should just stop paying those bills. Chances are your credit score is already bad. They'll never actually sue you--just harrass you with phone calls. You can live with that.

This is the worst advice Ive ever heard. They will sue you


I've worked for a debt collection lawfirm in the past, I can tell you they can sue you. This process does take a long time though. Nobody can tell you how long, it depends on the debt collectors and how they operate. They're not all the same. It also depends on the debt, they generally won't go to court for a small balance. It has to be worth their time.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Sun Aug 19, 2012 12:25 pm
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Bankers, Politicians and Women.

A man's life can be ruined by these three.


IMHO, if a man cannot pay his credit debt, it should be a simple affair.
I honestly don't see how they can sue you for "interest" - IF you paid
off the actual amount you borrowed, the excess interest should an obvious
loss the creditors can do nothing about.

Time to repeal the laws.


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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Mon Aug 20, 2012 2:00 pm
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Twinhit wrote:
IMHO, if a man cannot pay his credit debt, it should be a simple affair.I honestly don't see how they can sue you for "interest" - IF you paidoff the actual amount you borrowed, the excess interest should an obviousloss the creditors can do nothing about.Time to repeal the laws.


I could not disagree more. One of the problems we face in this society is that people do not want to be responsible for their actions, responsibilities and their debts. If they over spend they want some government program to bail them out. That goes for corporations, banks and personal individuals. We are in a "bail out" society. Only some 40 to 50% of citizens work and pay taxes. the other 50% or so mooch off those that work.

The original poster is doing the right thing, the hard thing and the adult thing.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Mon Aug 20, 2012 2:34 pm
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Location: In a galaxy far, far away.
I removed my credit card info from paypal after reading this post.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Tue Aug 21, 2012 8:49 am
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RK have you sold it yet?

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Tue Aug 21, 2012 10:51 am
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oneal lane wrote:
RK have you sold it yet?


When it came time to sell it, I could not part with it. I ended up pawning it instead, at least I can get it out in a few months.

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Tue Aug 21, 2012 10:58 am
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rkreisher wrote:
When it came time to sell it, I could not part with it. I ended up pawning it instead, at least I can get it out in a few months.


Good boy,

I was hoping to help you figure out a way to hang on to it. At least now its still within your grasp. I bet the pawn shop did not give you too much.


So I am hoping a door opens for you my friend and you can keep your baby!

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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Tue Aug 21, 2012 2:10 pm
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oneal lane wrote:
Twinhit wrote:
IMHO, if a man cannot pay his credit debt, it should be a simple affair.I honestly don't see how they can sue you for "interest" - IF you paidoff the actual amount you borrowed, the excess interest should an obviousloss the creditors can do nothing about.Time to repeal the laws.


I could not disagree more. One of the problems we face in this society is that people do not want to be responsible for their actions, responsibilities and their debts. If they over spend they want some government program to bail them out. That goes for corporations, banks and personal individuals. We are in a "bail out" society. Only some 40 to 50% of citizens work and pay taxes. the other 50% or so mooch off those that work.

The original poster is doing the right thing, the hard thing and the adult thing.

You're right in saying that only 40 to 50% "work and pay taxes"... but only around 10 to 15 percent are in the category of non-working average americans who are living off of the system, and a portion of those are elderly, retired, and/or disabled. The other 35 to 40 percent are the ones who truly "mooch off those that work", those being the filthy rich who sit around thier mansions or on thier yachts all day, watching thier bank accounts grow as they gain interest and dividends off of stocks and other investments, never having done an honest day's work in thier entire lives, wether it be hard labor or white collar office work. All that money they "earn" comes from somewhere... and that's generally off the backs of the working class. And they want to raise taxes on the lower and middle classes, to fund tax breaks for the highest income brackets... you know, the "job creators". Right. The family that owns Walmart "earns" something like 30 billion dollars a year "creating" jobs... but Walmart just fired me because I wasn't able (or willing) to do the work of three people by myself, while also training another person and attending an hour long meeting all at the same time. They're not creating jobs, they're creating profit for themselves, by driving up "UPLH"... the company term for "units per labor hour". Basically, they're short-staffing the stores, and forcing employees to work harder and faster to get thier jobs done with less help, or else like me, they're "held accountable" and lose thier jobs. "Trickle down economics" my $@!. :evil: :x


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Post subject: Re: Hard Times Hit...Paypal nightmare
Posted: Wed Aug 22, 2012 7:24 am
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MacGyvercaster wrote:
You're right in saying that only 40 to 50% "work and pay taxes"... but only around 10 to 15 percent are in the category of non-working average americans who are living off of the system, and a portion of those are elderly, retired, and/or disabled. The other 35 to 40 percent are the ones who truly "mooch off those that work", those being the filthy rich who sit around thier mansions or on thier yachts all day, watching thier bank accounts grow as they gain interest and dividends off of stocks and other investments, never having done an honest day's work in thier entire lives, wether it be hard labor or white collar office work. All that money they "earn" comes from somewhere... and that's generally off the backs of the working class. And they want to raise taxes on the lower and middle classes, to fund tax breaks for the highest income brackets... you know, the "job creators". Right. The family that owns Walmart "earns" something like 30 billion dollars a year "creating" jobs... but Walmart just fired me because I wasn't able (or willing) to do the work of three people by myself, while also training another person and attending an hour long meeting all at the same time. They're not creating jobs, they're creating profit for themselves, by driving up "UPLH"... the company term for "units per labor hour". Basically, they're short-staffing the stores, and forcing employees to work harder and faster to get thier jobs done with less help, or else like me, they're "held accountable" and lose thier jobs. "Trickle down economics" my $@!.


Mac,

I am sorry you lost your job, but try not to be so angry and focus that energy on creative solutions and growing you talents and abilities. You can become wealthy too, no-one is holding you back, find your talent and apply your energy. Since we are on a Fender website look to Leo Fender as a hero. He did not wait around for someone in government to make his life OK and things equal. He built something out of nothing, and thats how its done.

Life is not fair. It never will be. As long as humans run things its going to favor someone over someone. Marxism just transfers wealth to the state and the politicians and political families, become the wealthy class instead of businessmen. (They don't call them Kings and Queens but they live like them). Those nations always require a powerful "police state" to impose and enforce the wonderful fairness that everyone enjoys.

You sound like my brother so much, so in my experience I have a feeling these are wasted words.

OL

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